Budget Calculator
Enter your monthly after-tax income to see how it should be divided using the 50/30/20 rule.
Needs (50%)
Rent or mortgage payments
Utilities (electricity, water, gas)
Groceries and essential food
Healthcare and insurance
Basic transportation
Minimum debt payments
Wants (30%)
Dining out and entertainment
Shopping for non-essential items
Gym memberships
Streaming services
Hobbies and recreation
Vacation and travel
Savings (20%)
Emergency fund
Retirement contributions
Investment accounts
Additional debt payments
Large purchase savings
Education savings